How to Combine Coupons with Cashback and Rewards Programs for Maximum Savings
Are you a savvy shopper who loves a bargain? Do you get a rush when you find the perfect item at a low price? If so, you’re in luck. We have a way to boost your savings even more. How? By combining coupons, cashback, and rewards programs. It may sound like a ninja skill, but don’t worry – we’ll show you how to do it in this simple how-to blog post.
Step 1: Become a Coupon Master
Before we explore the world of cashback and rewards programs, let’s start with the basics – coupons. Coupons are like magic spells that can cut the costs of your desired items. You can find them in newspapers, online, or through loyalty programs. Coupons are your first line of defense against high prices.
Online Coupon Sites
Websites like RetailMeNot, Coupons.com, and Honey are your online coupon gold mines. Before you check out, make sure to check these sites for possible discounts.
Store Coupons and Loyalty Programs
Many stores have their own loyalty programs that offer special discounts to members. Sign up, and you might get access to exclusive sales and promotions.
Step 2: Pick the Right Cashback Platform
Now that you have coupons, it’s time to introduce the secret weapon – cashback platforms. These platforms reward you for your purchases by giving you back a percentage of your spending. Here’s how to pick the right one:
Compare Platforms
Not all cashback platforms are the same. Rakuten, Swagbucks, and Ibotta are popular choices, but you need to compare the cashback rates and features they offer. Look for platforms that work with a wide range of retailers.
Browser Extensions
Make your life easier by installing browser extensions that automatically alert you of available cashback when you visit a participating website. Honey and Rakuten have great extensions that do that.
Step 3: Sync Up Your Rewards Programs
Now, let’s talk about rewards programs. Many retailers and credit cards offer rewards programs that let you earn points, miles, or cashback on your purchases. Here’s how to make the most of them:
Credit Card Rewards
If you’re good with credit, consider using a rewards credit card for your purchases. Many credit cards offer cashback or points that you can redeem for travel, merchandise, or even statement credits.
Store Rewards Programs
Join the rewards programs of your favourite stores. These programs often give you exclusive discounts, early access to sales, and points that you can use for future purchases.
Step 4: Stack ‘Em Up – Coupons, Cashback, and Rewards
Now, here’s where the magic happens – stacking. Stacking means combining coupons, cashback, and rewards programs to create a savings cocktail. Follow these steps to become a stacking pro:
Check for Compatibility
Before you get excited and stack everything you have, make sure that the coupons, cashback offers, and rewards programs are compatible. Some platforms may not allow stacking, so read the terms and conditions.
Sequence Matters
The order in which you use these savings tools matters. Generally, use your coupon first during the checkout process. After you’ve used the coupon, go through your cashback platform to earn extra savings. Finally, if you used a rewards credit card or store loyalty program, make sure those benefits are counted.
Step 5: Stay Organized and Stay Informed
With great stacking power comes great responsibility. To stay on top of your savings game, you need to stay organized and informed:
Create a System
Create a system for keeping track of your coupons, cashback offers, and rewards programs. Whether it’s a spreadsheet, app, or old-school notebook, having a system will help you maximize your savings without missing out on any benefits.
In conclusion, the world of couponing, cashback, and rewards programs is a vast and exciting playground for smart shoppers. By mastering the art of combining these money-saving tools, you’ll not only snag incredible deals but also enjoy the thrill of outsmarting high prices. Happy shopping, and may your savings ever be in your favour!